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Be ready for interest rate rises, Bank of England insider warns mortgage payers

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Monetary policy committee external member signals end to ultra-cheap borrowing owing to stronger-than-expected growth

Britain's 10 million mortgage payers have been warned to ready themselves for dearer borrowing costs after a Bank of England policymaker said stronger-than-expected growth meant the era of ultra-cheap money was drawing to a close.

Ian McCafferty, one of the four external members of Threadneedle Street's monetary policy committee, said on Thursday that the exact timing of a rate rise remained uncertain, but the Bank wanted to ensure that the many borrowers who have become used to more than five years of official interest rates at 0.5% were not taken by surprise.

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